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Getting Started
There are four types of mortgage loans: fixed rate, adjustable rate, balloon, and graduated-payment. Understanding how they work and how they affect your lifestyle can help you decide on the right loan.
Get an idea of your rate and closing costs before applying. View rates and compare our many products and programs online.
Organize your information before you apply to make the loan process faster and easier.
Apply online, by phone, or scheduled appointment. The choice is yours! Our simplified mortgage application makes it easy.
We will send you the required documentation and disclosures for your signature immediately after you apply.
We can order your appraisal, title, and homeowners insurance to ensure a low cost and timely closing.
We will submit your complete loan file for final approval. Any outstanding conditions must be satisfied before a clear-to-close can be obtained.
This is the final step to owning your own home or securing new financing. Here, you will sign the final closing documents and pay you're closing costs.

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