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There are four types of mortgage loans: fixed rate, adjustable rate, balloon, and graduated-payment. Understanding how they work and how they affect your lifestyle can help you decide on the right loan. |
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Get an idea of your rate and closing costs before applying. View rates and compare our many products and programs online. |
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Organize your information before you apply to make the loan process faster and easier. |
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Apply online, by phone, or scheduled appointment. The choice is yours! Our simplified mortgage application makes it easy. |
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We will send you the required documentation and disclosures for your signature immediately after you apply. |
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We can order your appraisal, title, and homeowners insurance to ensure a low cost and timely closing. |
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We will submit your complete loan file for final approval. Any outstanding conditions must be satisfied before a clear-to-close can be obtained. |
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This is the final step to owning your own home or securing new financing. Here, you will sign the final closing documents and pay you're closing costs. |