Founded in 2000, TLC Lending is a regional mortgage brokerage firm serving the lending needs of realtors, finance professionals and individual homeowners and homebuyers. TLC Lending provides financing of first and second home loan mortgages under a broad range of products and programs designed to match both your personal and financial lifestyles. We are a home mortgage company committed to assessing every customer's unique situation and figuring out what works best.

As a full service mortgage broker, TLC Lending offers appraisal, insurance and title services to ensure low cost and timely loan closings. To keep home ownership affordable, we offer a comprehensive product line which includes high loan-to-value loans (up to 100%), interest only options and no income or asset verification loans. Our borrowers range from those with perfect credit, to those with less-than-perfect or no credit. And, if you plan to build your dream home, we also have construction and land loans available.

We believe a home loan mortgage company should make its customers' experience a rewarding one. Our Total Loan Care home lending assistance program was created to make your experience simple, convenient, and fast. One of our professional loan agents will guide you through the often confusing mortgage process, from application to closing. We work with a variety of customers, from first time home buyers to retirees and from self-employed borrowers to foreign nationals. Total Loan Care is more than our name, it's our commitment. Below is a summary of our Total Loan Care program:

• We will help you prepare for your loan by specifying the required information and documentation necessary for your loan approval. We know each loan has its own story and we want to make sure it's a good one!
• We will help you explore your loan options. As a home mortgage lender with such a variety of services, we know you have choices and we want to make sure you make the right one!
• We will complete your loan application with you and explain the loan package documents and disclosures. We want you to know what to expect and why!
• We will guide you through the closing process, go over your final closing costs and schedule your closing. We will even come to your home or office to settle your loan!

TLC Lending is authorized or licensed to conduct business in fourteen (14) states with home mortgage company branch offices and loan officers prepared to assist you in finding the right loan when you need it. Headquartered in New York City, TLC negotiates approximately 100 million in mortgage originations annually.